Ready Reserve


  • Overdraft line of credit to protect your checking account
  • We will automatically deposit money into your checking account up to your credit limit.
  • Credit application and  approval required.
  • Avoid costly overdraft/returned check charges
  • Automatic monthly payments deducted right from your checking account

Additional Information:

  • 18.00% A.P.R. fixed.    Daily Periodic Rate is 0.049315%. Rate is subject to change without further notice.
  • Annual fee of $30.00
  • Minimum payment required each statement cycle

Effective: September 30, 2013

Last Updated: June 23, 2020

Fees subject to change.

A.P.R. =   Annual Percentage Rate