Savings Accounts
Health Savings Account
Benefits:
- No service charges unless balance falls below $100.00
- Unlimited transfers when conducted in person at our bank. **
- Interest is earned, rate is variable. Please call us for our current rates!
- No fee ATM Cash Card available to qualified customers
- FDIC Insured up to $250,000 per depositor
Additional Information:
- $25.00 minimum balance required to open this account
- No service charge unless daily balance falls below $100.00 on any day of the month, at which time a $3.00 monthly service fee would then apply
- $25 setup fee
- Other ATM owners may charge a fee for ATM and Debit card usage
- No additional charge for ATM Cash Card imposed by ONB Bank
- ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**
Accurate as of February 21, 2018
Fees subject to change.
Regular Savings
Regular Savings
Benefits:
- No service charges unless balance falls below $200.00
- No service charge for savers under age 18
- Unlimited transfers when conducted in person at our bank. **
- Interest is earned, rate is variable. Please call us for our current rates!
- Direct deposit available
- No fee ATM Cash Card available to qualified customers
- FDIC Insured up to $250,000 per depositor
Additional Information:
- $25.00 minimum balance required to open this account
- No service charge unless daily balance falls below $200.00 on any day of the month, at which time a $3.00 monthly service fee would then apply
- Other ATM owners may charge a fee for ATM and Debit card usage
- No additional charge for ATM Cash Card imposed by ONB Bank
- ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**
Accurate as of September 30, 2013
Fees subject to change.
Money Market Savings
Money Market Savings
Benefits:
- No service charges unless balance falls below $1,000.00
- Unlimited transfers when conducted in person at our bank.**
- Interest is earned, rate is variable. Please call us for our current rates!
- Direct deposit available
- No fee ATM Cash Card available to qualified customers
- FDIC Insured up to $250,000 per depositor
Additional Information:
- $25.00 minimum balance required to open this account
- No service charge unless daily balance falls below $1,000.00 on any day of the month, at which time a $7.00 monthly service fee would then apply.
- Other ATM owners may charge a fee for ATM and Debit card usage
- No additional charge for ATM Cash Card imposed by ONB Bank
- ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**
Accurate as of September 30, 2013
Fees subject to change.
Premium Savings
Benefits:
- Market interest that is competitive with brokerage money market accounts
- No service charge unless balance falls below $10,000.00
- Unlimited transfers when conducted in person at our bank.**
- Interest is earned, rate is variable based on balance tiers
- Please call us for our current rates!
- Direct deposit available
- No fee ATM Cash Card available to qualified customers
- FDIC Insured up to $250,000 per depositor
Additional Information:
- $25.00 minimum balance required to open this account
- No service charge unless daily balance falls below $10,000.00 on any day of the month, at which time a $10.00 monthly service fee would then apply.
- Other ATM owners may charge a fee for ATM and Debit card usage
- No additional charge for ATM Cash Card imposed by ONB Bank
- ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**
Accurate as of September 30, 2013
Fees subject to change.
Money Market Retirement Savings (IRA)
Benefits:
- No service charge applies
- Low minimum balance requirement
- Unlimited transfers when conducted in person at our bank.**
- Interest is earned, rate is variable based on following balance tiers:
$0.00 to $1,999.99
$2,000.00 to $9,999.99
$10,000.00 to $24,999.99
$100,000.00 to $249,999.99
$25,000.00 and over
- Please call us for our current rates!
- Direct deposit available
- FDIC Insured up to $250,000 per depositor
Additional Information:
- ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**
Accurate as of September 30, 2013
Fees subject to change.
Regular Time Certificates
Benefits:
- Fixed interest is earned. Please call us for our current rates!
- Interest earned can be paid via checks OR automatically added to your balance in order to take advantage of compound interest
- FDIC Insured up to $250,000 per depositor
- Individual certificates issued for up to $99,999.99
Jumbo Time Certificates
Benefits:
- Fixed interest is earned. Please call us for our current rates!
- Interest earned can be paid via checks OR can be automatically added to your balance in order to take advantage of compound interest
- FDIC Insured up to $250,000 per depositor
- Individual certificates issued for amounts of $100,000 and over
Additional Information:
- $2,500 minimum balance required to open this account