Savings Accounts

Benefits:

• No service charges unless balance falls below $100.00
• Unlimited transfers when conducted in person at our bank. **
• Interest is earned, rate is variable. Please call us for our current rates!
• No fee ATM Cash Card available to qualified customers
• FDIC Insured up to $250,000 per depositor

Additional Information:

• $25.00 minimum balance required to open this account
• No service charge unless daily balance falls below $100.00 on any day of the month, at which time a $3.00 monthly service fee would then apply
• $25 setup fee
• Other ATM owners may charge a fee for ATM and Debit card usage
• No additional charge for ATM Cash Card imposed by ONB Bank
• ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of February 21, 2018
Fees subject to change.

Regular Savings

Benefits:

• No service charges unless balance falls below $200.00
• No service charge for savers under age 18
• Unlimited transfers when conducted in person at our bank. **
• Interest is earned, rate is variable. Please call us for our current rates!
• Direct deposit available
• No fee ATM Cash Card available to qualified customers
• FDIC Insured up to $250,000 per depositor

Additional Information:

• $25.00 minimum balance required to open this account
• No service charge unless daily balance falls below $200.00 on any day of the month, at which time a $3.00 monthly service fee would then apply
• Other ATM owners may charge a fee for ATM and Debit card usage
• No additional charge for ATM Cash Card imposed by ONB Bank
• ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of September 30, 2013
Fees subject to change.

Money Market Savings

Benefits:

• No service charges unless balance falls below $1,000.00
• Unlimited transfers when conducted in person at our bank.**
• Interest is earned, rate is variable. Please call us for our current rates!
• Direct deposit available
• No fee ATM Cash Card available to qualified customers
• FDIC Insured up to $250,000 per depositor

Additional Information:

• $25.00 minimum balance required to open this account
• No service charge unless daily balance falls below $1,000.00 on any day of the month, at which time a $7.00 monthly service fee would then apply.
• Other ATM owners may charge a fee for ATM and Debit card usage
• No additional charge for ATM Cash Card imposed by ONB Bank
• ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of September 30, 2013
Fees subject to change.

Benefits:

• Market interest that is competitive with brokerage money market accounts
• No service charge unless balance falls below $10,000.00
• Unlimited transfers when conducted in person at our bank.**
• Interest is earned, rate is variable based on balance tiers
• Please call us for our current rates!
• Direct deposit available
• No fee ATM Cash Card available to qualified customers
• FDIC Insured up to $250,000 per depositor

Additional Information:

• $25.00 minimum balance required to open this account
• No service charge unless daily balance falls below $10,000.00 on any day of the month, at which time a $10.00 monthly service fee would then apply.
• Other ATM owners may charge a fee for ATM and Debit card usage
• No additional charge for ATM Cash Card imposed by ONB Bank
• ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of September 30, 2013
Fees subject to change.

Benefits:

• No service charge applies
• Low minimum balance requirement
• Unlimited transfers when conducted in person at our bank.**
• Interest is earned, rate is variable based on following balance tiers:

$0.00 to $1,999.99

$2,000.00 to $9,999.99

$10,000.00 to $24,999.99

$100,000.00 to $249,999.99

$25,000.00 and over

• Please call us for our current rates!
• Direct deposit available
• FDIC Insured up to $250,000 per depositor

Additional Information:

• ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of September 30, 2013
Fees subject to change.

Benefits:

• Fixed interest is earned. Please call us for our current rates!
• Interest earned can be paid via checks OR automatically added to your balance in order to take advantage of compound interest
• FDIC Insured up to $250,000 per depositor
• Individual certificates issued for up to $99,999.99

Benefits:

• Fixed interest is earned. Please call us for our current rates!
• Interest earned can be paid via checks OR can be automatically added to your balance in order to take advantage of compound interest
• FDIC Insured up to $250,000 per depositor
• Individual certificates issued for amounts of $100,000 and over

Additional Information:

• $2,500 minimum balance required to open this account