Applying for a mortgage with ONB Bank is easy. To get pre-approved click the link below, download our application or give us a call. We’ll get back to you within 2 business days.

When you are ready to apply for a mortgage you can click on the link below,  download and print our form, or we’ll work with you over the phone at Rochester Main Branch (507) 280-0621, Stewartville (507) 504-1060 or in person to finish the process.

Whether Buying, Building, or Refinancing, We’d love to work with you!

Mortgage Application Information

Current Mortgage Rates

Try our Mortgage Loan Calculators*

  • Raw Land (purchase/refinance/cash-out)
  • Home Construction Loan
  • Home Construction / Permanent Financing
  • Real Estate First Mortgages on 1-4 Family
  • Secondary Real Estate Mortgages on 1-4 Family


ONB Bank offers mortgages to people in the Rochester, Olmsted County, the surrounding area and throughout Minnesota

* The bank makes no warranty as to the accuracy of these calculators, as they depend upon consumer input. Further, the bank accepts no liability for any loss or inconvenience arising from the use of these calculators. The calculators are provided free-of-charge for informational purposes only. The information is provided as is and may be subject to revision without notice.