Treasury Management are products and services that we offer business customers to help manage their company’s cash position, improve availability, maximize the use of cash and minimize accounts receivable collection time. Our Treasury Management Solutions are designed to help you streamline your processes to manage your cash flow.
Treasury Management Solutions
- ACH (Automated Clearing House) Origination
- Business Debit Cards
- Business Credit Cards
- Business Banking Online
- Health Savings Accounts
- Merchant Services
- Positive Pay
- Remote Deposit Capture
- Sweep Services
- Wire Transfers
- Zero Balance Accounts
Talk to a banker today to see what solutions will help your business thrive.
ACH (Automated Clearing House) Origination
ACH Origination allows businesses to electronically send and collect payments through the ACH network. This helps businesses to streamline their payment processes and eliminate costs associated with manual check processing.
ACH Origination can be used for:
- Payroll Direct Deposit
- Customer Payments
- Customer Dues
- Member Contributions
- And much more.
Business Debit Cards
Business Debit Cards allow businesses to make purchases anywhere MasterCard in accepted with funds from their business checking account.
Business Debit Cards offer convenience for purchases without the need for checks
Business Credit Cards
Business Credit Cards allow businesses to request credit cards to be issued to employees without direct access to their checking account. Cards are issued to designated employees with a specific monthly spending limit.
Business Banking Online
Business Banking Online is a convenient and secure product for businesses to access their accounts 24/7.
Business Banking Online can be used to pay bills, transfer money between internal accounts, view statements and more. Businesses are able to create multiple logins with customized roles to manage employee access. We offer One-Time Password to enhance your security.
Health Savings Accounts
HSAs can be offered to employees of businesses that offer high deductible health insurance plans. Employees can access their HSAs via online banking, check or debit card.
Merchant Service processing allows businesses to accept debit/credit cards for payment. This allows businesses to increase sales and control their accounts receivables.
Positive Pay is a system used to help deter fraudulent transactions from posting to a customer’s account. This service allows the customer to preview checks and ACH transactions to verify the accuracy of the information and allows them the opportunity to accept or reject each item.
Remote Deposit Capture
RDC enables businesses to make check deposits electronically from your place of business. With this service, you will make fewer trips to the bank.
Sweep Services can maximize returns, minimize interest expense, and simplify business’s daily funds management. Funds can be swept from a checking account to a line of credit to reduce interest expense. Funds can be swept from a checking account to a savings account to maximize interest earnings.
The Wire Transfer network provides an efficient and secure way to provide accurate delivery of funds. When receiving funds via wire transfer, the funds are available for use immediately.
Zero Balance Accounts
A Zero Balance Account is a checking account in which a balance of zero is maintained by automatically transferring funds to or from a master account.