Card Services

Credit Cards

You chose to bank with a local financial institution for a reason…

We’re giving you one more
A Visa® Platinum Card with everything you need. Apply Now!

Personalized Service
You have the support of your local financial institution.

  • Online access to your account –
  • Call our specialized VIP Customer Service Department 24×7.
  • Come in to receive a little extra help.

Reward Yourself with cRewardsSM
Would you like some gifts with your groceries? Perhaps a trip to the beach with your dry cleaning?

  • With every cRewardsSM Visa® Platinum Card purchase, you can earn points toward your favorite rewards!
  • Earn one point for every net dollar in retail purchases.
  • You can redeem points for merchandise, rental cars, cruises, hotels and airline travel with fewer restrictions and no blackout dates. There’s no cap to how many points you can earn!

For a full list of ways your card can pay you back, visit

Worldwide Acceptance
If you’re going across town or around the world, you’ll enjoy more shopping, more fine restaurants, and more travel opportunities with your cRewardsSM Visa® Platinum Card because your credit card works at millions of places that accept Visa® credit cards. Make your new cRewardsSM Visa® Platinum Card your constant traveling companion and you’ll always have instant credit at your fingertips.

Security Programs
We take your security very seriously. That’s why your cRewardsSM Visa® Platinum Card has multiple layers of cardholder protection that gives you an extraordinary level of security. You can feel confident no matter how you use it.

  • Verified by Visa® – Activate your card for this service and create your personal password for online
    purchasing protection.
  • Zero Liability Policy – Your liability for unauthorized transactions is $0. Promptly notify us and you pay nothing.
  • Identity Theft Assistance – If you suspect that your identity has been stolen, call 1-866-ID-HOTLINE
    to get access to free and confidential assistance.
  • 3-Digit Code – On the back of your cRewardsSM Visa® Platinum Card, you’ll find a special 3-digit code (also called Cardholder Verification Value or CVV2), designed to provide an additional layer of internet and telephone fraud protection.

Travel Benefits
For protection while traveling, your cRewardsSM Visa® Platinum Card automatically provides you and your family with Travel Accident Insurance and Auto Rental Insurance. Whether you simply want the convenience of using a credit card for all your buying needs or a low rate to finance your purchases, obtain cash, or transfer balances, cRewardsSM  Visa ® Credit Cards save you time and money.   Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card.   Your account must be in good standing.   Restrictions to coverage may apply.

Auto Rental Collision Damage Waiver

To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company.  Restrictions apply if you have personal automobile insurance covering this theft or damage.

Our cRewardsSM Visa ® Platinum Card has the following added features:

  • Emergency Cash Disbursement
  • Emergency Card Replacement
  • Falcon Fraud Alert Protection
  • Purchase Security Protection
  • Warranty Manager Service
  • Accepted Worldwide at More than 24 Million locations
  • Transfer Balances From Other Cards

This card is issued by TCM Bank, N.A. Subject to credit approval.


Debit Cards

Debit MasterCard Benefits
With your debit card, you’ll enjoy great features such as worldwide acceptance at millions of locations*, MasterCard Safety and Security Benefits, and Zero Liability** protection from unauthorized purchases. This will allow you access to your checking account without the need to write a paper check. These cards also can be used at any ATM to provide you with instant cash.
* Wherever Debit MasterCard is accepted! Look for the Debit MasterCard logo!!
** Conditions and exceptions apply. For further details, see Zero Liability.

Lost or Stolen Debit Card?

In the U.S., call 1-800-627-8372.  Outside the U.S., see Global Emergency Contacts.

ATM Cards

If you prefer, we have ATM cards available for your use to access cash from any of your checking or savings 24-hours a day.

For more information about Consumer Card Services, give us a call or email us for an appointment.