Savings Accounts

Business Savings

Regular Savings

Benefits:

  • Free of monthly maintenance charges if balance does not fall below $200.00
  • Unlimited transfers when conducted in person at our bank. **
  • Interest earned, rate is variable
  • FDIC Insured up to $250,000 per depositor

Additional Information:

  • $25.00 minimum balance required to open this account
  • No service charge unless balance falls below $200.00.  $3.00 monthly service fee applies if balance falls below minimum      
  • ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of Sptember 30, 2013

Fees subject to change.

Money Market Savings

Benefits:

  • Free of monthly maintenance charges if balance does not fall below $1,000.00
  • Unlimited transfers when conducted in person at our bank.**
  • Interest earned, rate is variable
  • FDIC Insured up to $250,000 per depositor

Additional Information:

  • $25.00 minimum balance required to open this account
  • No service charge unless balance falls below $1,000.00.  $7.00 monthly service fee applies if balance falls below minimum      
  • ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of September 30, 2013

Fees subject to change.

Investor Savings

Benefits:

  • No service charges unless balance falls below $10,000.00
  • Unlimited transfers when conducted in person at our bank.**
  • Market interest that is competitive with brokerage money market accounts
  • Interest is earned, rate is variable.  Competitive with brokerage money market accounts.
    • Please call us for our current rates!
  • FDIC Insured up to $250,000 per depositor

Additional Information:

  • $25.00 minimum balance required to open this account
  • No service charge unless balance falls below $10,000.00.  $10.00 monthly service fee applies if balance falls below minimum
  • ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.**

Accurate as of September 30, 2013

Fees subject to change.

Premium Savings

Benefits:

  • Free of monthly maintenance charges if balance does not fall below $15,000
  • Unlimited transfers when conducted in person at our bank.**
  • Interest earned, rate is variable
  • FDIC Insured up to $250,000 per depositor

Additional Information:

  • $25.00 minimum balance required to open this account
  • No service charge unless balance falls below $15,000.00.  $10.00 monthly service fee applies if balance falls below minimum      
  • ** Savings Account Limitations on Frequency of Transfers: Federal regulations require banks to limit transfers from a savings account to another account or to third parties by pre-authorized, automatic, or telephone transfers to six (6) per month.*

Accurate as of September 30, 2013

Fees subject to change.

Regular Time Certificates

Certificates of deposit

Benefits:

  • Fixed interest is earned.
    • Please call for us for current rates!
  • Interest earned can be paid via checks OR automatically added to your balance in order to take advantage of compound interest
  • Individual certificates issued up to $99,999.99
  • FDIC Insured up to $250,000 per depositor

Additional Information:

  • $25.00 minimum balance required to open this account

Jumbo Time Certificates

Certificates of deposit

Benefits:

  • Fixed interest is earned.
    • Please call us for our current rates!
  • Interest earned can be paid via checks OR can be automatically added to your balance in order to take advantage of compound interest
  • FDIC Insured up to $250,000 per depositor
  • Individual certificates issued for amounts of $100,000 and over

Additional Information:

  • $25.00 minimum balance required to open this account


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